Job Description
Are you a fresh graduate looking for a trusted career path in banking and finance? The Relationship Officer Program at Bank Central Asia (BCA) is a strong opportunity for young professionals who want to build a future in sales, customer relations, and business growth. This program is designed for graduates who enjoy meeting people, building trust, and helping customers with financial solutions.
As a Relationship Officer, your main responsibility will be to support customers by understanding their financial needs and offering suitable banking products. You may assist with loans, savings plans, investment products, and other services that match customer goals. You will also learn how to review customer profiles and help with credit eligibility checks for potential borrowers.
BCA offers a one-year structured development program where selected candidates receive practical learning, classroom training, and branch exposure. During this period, trainees gain real experience while improving communication, relationship-building, and business skills. Senior professionals guide participants throughout the journey.
This role is ideal for people who enjoy a target-driven environment, professional growth, and meaningful interaction with clients. You will learn how banking operations work while building confidence in negotiations and customer handling.
After successful completion of the program, graduates can be appointed as permanent employees in BCA branches. This makes the opportunity attractive for fresh graduates who want long-term job security with a trusted organization.
If you are motivated, energetic, and ready to begin a rewarding banking career in Indonesia, this program can open doors to future leadership roles. It is a smart first step for candidates who want to grow in finance, marketing, and customer relationship management.
Salary
- Competitive banking industry salary after confirmation
- Annual bonus opportunities based on performance
- Monthly trainee allowance / stipend provided
- Growth in earnings with promotion opportunities
- Stable income for comfortable lifestyle in Indonesia
Benefits
- Permanent employee opportunity after training
- Trusted banking career path
- Health insurance coverage
- Holiday allowance (THR)
- Professional one-year development program
- Year-end allowance
- Career promotion opportunities
- High-quality training support
- Friendly and professional workplace
- Valuable banking experience
Requirements
- Maximum age 24 years for Bachelor degree
- Indonesian citizen (WNI)
- Minimum Bachelor degree from any major
- Maximum age 26 years for Master degree
- Strong communication skills
- Minimum GPA 2.75
- Comfortable working with targets
- Interest in marketing and business
- Mandarin, Japanese, or Korean language is a plus
- Able to work under pressure
- Willing to complete service bond after education
- Unmarried and willing to remain unmarried during 1-year training
Location
Indonesia – Placement based on test city and business needs, including
About the Company
Bank Central Asia (BCA) is one of Indonesia’s most trusted financial institutions, known for helping millions of customers with secure and modern banking services. The company has built a strong reputation through reliability, customer care, and steady growth over many years.
BCA supports individuals, families, and businesses by offering banking solutions that make daily life and financial planning easier. From savings accounts to loans and digital banking services, the company focuses on providing smart and practical solutions for changing customer needs.
Working with BCA means joining a professional environment where learning and career growth are valued. Employees receive training, guidance, and opportunities to develop important business and leadership skills. The company also encourages teamwork, service excellence, and innovation in every department.
With branches across Indonesia and a respected name in the banking industry, BCA remains a trusted choice for people seeking stable careers and long-term opportunities. For fresh graduates and experienced professionals alike, BCA offers a strong platform to build a successful future.
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Selection Process
- Administrative Screening
- Online Test
- HR Interview
- User Interview
- Medical Examination
- Job Offer
- Employment Agreement
- Accepted / Final Selection